The vulnerability of the Philippines to climate change and variability has been highlighted by its exposure to severe weather-related conditions. Farmers are particularly vulnerable to such adverse effects given their limited adaptive capacity. In this regard, this study examines the local adaptation experiences and practices of farmers in a second-class farming municipality. It is then based on the assumption that a lay understanding of how farmers perceive and adapt to climate change can be used to provide implications for enhancing their adaptive capacity. Using a combination of qualitative data from key informant interviews and focus group discussion and secondary data from government agencies, this paper reveals that farmers perceive serious health and livelihood risks despite having limited knowledge of how climate change occurs. They recognize that changes in climate conditions have caused considerable effects to temperature and rainfall which, in turn, have posed serious challenge to water supply. Their farming activities are also at risk from interrelated impacts such as damage to crops, pest infestation, and decrease in rice yield. Hence, they consistently employ common adaptation measures as direct responses to climate variability such as the planting of new crop varieties, use of chemical fertilizers and pesticides, use of technology in farming, and diversification of household income. However, the lack of financial resources hinders them from utilizing new adaptation techniques and technologies, which they perceive to be more appropriate and beneficial. These results suggest a more conscious effort of transforming coping strategies to short-term climate variability into adaptation measures to long-term climate changes.